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Tips for Managing Credit & Risk Trading​

Learn how to manage trading risk and protect your business. 

Managing risk in trading refers to taking steps to minimize the potential for loss in investments or trading activities. ​

Our risk management articles will provide you insights into how to manage trade risk to protect your business and best practices of credit risk management. Learn how to manage trading risk and protect your business. ​

Featured Article

what is bad debt

What is bad debt and what to do about it?

Learn about bad debt recovery, including its causes & available remedies, how to collect & prevent them in the future, and how it protect account receivables.
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Latest Articles

An image showing a couple of people discussing how to resolve a disputed invoice

Jan 20, 2025

What are disputed invoices and how can they be resolved?

An invoice is considered to be disputed when a customer may disagree with the invoice and may refuse to pay
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An image representing a group of people discussing about the pros and cons of extending credit

Jan 20, 2025

The pros and cons of extending credit to customers

By extending credit to customers, you are telling them that you trust them to pay their bills, and you are financially healthy with access to working capital.
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Understanding and Mitigating the Risk of Default in Global Trade

Dec 27, 2024

Understanding and Mitigating the Risk of Default in Global Trade

In today's dynamic business environment, the risk of default is a significant concern for companies trading on open account terms. Late payments, missed invoices, and outright defaults can disrupt cash flow, strain supplier relationships, and threaten overall business stability. To safeguard operations, businesses must understand the nature of default risks and implement strategies to mitigate them effectively.
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Bank Guarantees: Securing Confidence in High-Value Transactions

Dec 27, 2024

Bank Guarantees: Securing Confidence in High-Value Transactions

In the realm of global trade, managing credit risk is critical, especially when expanding into new markets or dealing with unfamiliar buyers. A bank guarantee serves as a financial instrument designed to protect sellers from potential buyer default or insolvency, offering a vital assurance in high-stakes transactions. But is a bank guarantee always the best solution? Here, we explore the fundamentals, benefits, and limitations of bank guarantees and their role in today’s evolving trade landscape.
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Risk Avoidance: A Strategic Approach to Protecting Business Stability

Dec 27, 2024

Risk Avoidance: A Strategic Approach to Protecting Business Stability

Learn about risk avoidance, a strategy to eliminate threats entirely. Explore its pros, cons, and how Allianz Trade supports businesses in managing risks effectively.
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office setting with 4 co-workers

Dec 26, 2024

Cash Ratio: Definition & Formula With Examples

The cash ratio evaluates your ability to meet short-term obligations with cash using three main components—cash, cash equivalents, and current liabilities.
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An image showing a couple of people discussing invoice factoring

Dec 18, 2024

What is invoice factoring?

Invoice factoring involves selling unpaid invoices to a third party in exchange for a cash advance. Read to learn more.
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An image of a man explaining what creditworthiness of a company is

Dec 18, 2024

What is creditworthiness?

Creditworthiness is an evaluation of a company's financial reliability and can predict how likely they are to pay you on time.
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An image representing two people discussing about credit protection

Dec 18, 2024

What is credit protection in business?

Credit protection is used to protect against the risk of non-payment by a customer. A business concerned about the risk of default or non-payment can draw up an agreement with a company such as Allianz Trade to provide credit protection services
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An image of a person thinking about working capital requirement

Dec 18, 2024

How to assess Working Capital Requirement (WCR)

The working capital requirement is a key indicator of the financial resources you’ll need before seizing new opportunities. Learn more.
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An image showing a group of people discussing on how to control financial risks

Nov 20, 2024

What is financial risk and how can it be controlled?

Financial risk refers to the possibility of losing money and is an inherent part of any business venture. It can affect the financial stability and business operations of a company. Risk managers and risk professionals must deal with different types of financial risks, many of which are outside their control.
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What does it mean to be past due on an invoice?

Nov 20, 2024

What it means to be “past due” on an invoice?

Any invoice which has not been paid by the due date becomes known as a “past due” invoice. Learn more about past due in this article.
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