Trade Credit Insurance

Credit insurance by Allianz protects your business from non-payment of commercial debt. It makes sure that your invoices will be paid and allows you to reliably manage the commercial and political risks of trade.

Trade credit insurance is an important tool for businesses looking to protect themselves against trade credit risk. This type of insurance can help to mitigate the potential impacts of bad debt and insolvency, allowing businesses to expand and grow with confidence.

TCI policies underwritten by Allianz Global Corporate & Specialty SA Limited FSP No 16722

What is Trade Credit Insurance?

Trade credit insurance covers your receivables due within 12 months so that your cash flow is safeguarded. Our information tracks the financial health of your customers and we update you so that you can trade with confidence. If your customers become insolvent or fall into protracted default, you will be indemnified for the cost of goods and services you have delivered.

How it works

Customer health check: We analyse the credit worthiness and financial stability of your customers.
Credit limit calculated: Each customer has a limit which is the maximum amount we will indemnify if that customer fails to pay.
Business as usual: You trade with your existing customers as you wish, with the risk covered up to the limit.
Trading limit updates: We keep you informed of adjustments to limits as they may be raised or reduced when conditions change.
Business building: You check the credit worthiness of potential new customers. We confirm agreement or explain if your request is declined.
Making a claim: If a customer fails to pay, then you give us full information. We investigate and indemnify you for the insured amount if policy terms have been met.

Benefits of Trade Credit Insurance

PREDICT

Gain access to comprehensive and up to date information on the changing risk within your customer portfolio. Track and manage customer orders and payments more confidently.

PROTECT

Trade receivables are protected and your cash flow and profit line will be more secure. The strength of the business will be clear to banks, auditors and investors.

GROW

Identify opportunities for growth and expansion. Release resources to develop sales with new customers and in new markets.

Find the right solution for your needs

Protect against bad losses

Protect and grow your business. Have the confidence to trade, and get paid.

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Mitigate your business risks

Reliable and sustainable provider of credit risk management solutions for multinationals operating globally.

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Find the right Trade credit solution for your company

Small Businesses

If you’re concerned about bad debts holding your business back, peace of mind is a step away. Our product for SME is designed to cut the time you spend managing customer debts so that you can focus on what you do best: building the business.

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Mid-size and large

More than 4 out of 5 day-to-day business-to-business transactions are based on credit terms. If customers fail to pay your financial assets will be under pressure. You already have credit control but you need something more. For complete confidence, access our unique predictive information and credit insurance service range.

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