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Euler Hermes does not hold itself out as acting as an insurer in the region, nor does it issue Trade Credit Insurance Policies to policyholders. Instead, Euler Hermes has partnered with a number of carefully selected locally licensed insurance companies for the purposes of issuing Trade Credit Insurance Policies in the region. 

Allianz Trade Middle East Limited (ATME Ltd.) is incorporated as a private company limited by shares in the Dubai International Financial Centre and has its registered office at DIFC Square, Tower 1, office 701-702, Mustaqbal Street, Dubai, UAE. ATME Ltd. is regulated by the Dubai Financial Services Authority and licensed to conduct the regulated financial services activity of “Insurance Management” (DFSA License No. F012039). In accordance with its license, ATME Ltd. acts as an insurance manager for and on behalf of Euler Hermes in respect of its reinsurance arrangements with its local insurance partners. Euler Hermes has delegated responsibility for the underwriting, administration and servicing of these reinsurance arrangements to ATME Ltd.

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