Business Insights

Bad debts are a serious concern for businesses operating in the GCC. Even when companies take all the right steps to prevent cash flow problems and avoid late payments, they can still be exposed to non-payment and customer defaults. When a customer is unable to settle outstanding invoices — or shows signs of financial distress — the supplier or service provider extending credit is left with a bad debt expense. This bad debt expense must be written off against the company’s accounts receivable, reducing the total value of receivables on the income statement.

Credit risk management is an essential part of mitigating future risk. Learn more about risk management best practices and solutions in the GCC

Discover actionable strategies that can businesses to thrive in 2026's evolving international trade landscape. Learn to Allianz Trade helps businesses manage trade volatility, diversify markets, strengthen financing, and build resilient supply chains for export success.

Sales teams are focused on growing the top line, while credit teams work to protect the bottom line. In the dynamic business landscape of the GCC, success lies in collaboration—when both teams align around the same objective: enabling smarter sales through stronger credit risk decisions.

Discover how the Gulf is emerging as a global trade hub amid shifting geopolitics, major investment deals, and evolving US-China trade dynamics.

How small and mid-sized businesses can safeguard their growth, assets, and client relationships with trade credit insurance.

Group Head of Information Joseph Mocachen outlines challenges and new solutions in business data.

Negotiating payment terms when offering trade credit to customers can be difficult. Check out our late payment tips to protect your cash flow management!