Allianz Trade US | Trade Credit Insurance & Receivables Protection

Your partner for trade risk insights and cash flow protection

Whatever the future may bring at home or abroad, Allianz Trade can help you be prepared by predicting trade and credit risks and protecting your cash flow.

With more than 125 years of expertise, our global business intelligence is unrivaled. Our experts use technology-driven processes to generate insights and present actionable information to businesses of all sizes and all sectors.

With our services, you can choose the best customers and markets for your business, improve your financial health and protect your cash flow from bad debt losses. You can bid for more contracts, re-design your customer portfolio, or launch a new venture.

Start benefiting from our specialist knowledge in trade credit insurance, commercial third-party collections, receivables management outsourcing, international collections, and debt mitigation services.

Let’s take control of tomorrow, together.

Why Companies Prefer Allianz Trade

Highly-rated support from our experienced, US-based team.
State-of-the-art predictive intelligence technology to protect you from the risks our competitors can't see.
Deep expertise and case studies in multiple US industries.
World-leading database monitoring more than 85 million companies.
AA Rating by S&P, giving our clients peace of mind even when under harsh market conditions.

DEDICATION

75,000+
Clients worldwide

INSIGHTS

83 Million
Businesses monitored

ASSURANCE

AA Rating
by Standard & Poor's

Allianz Named The World’s Most Valuable Insurance Brand

We have reaffirmed our position as the world’s most valuable insurance brand, achieving our highest-ever brand value of $28.2 billion, a 20% increase from last year’s $23.5 billion, according to Interbrand’s Best Global Brands 2025 ranking.

We also climbed two places to #27 among all global brands, driven by our strong financial performance, customer centricity, and consistently executed global brand strategy.

Read the full press release

Allianz Trade Frequently Asked Questions

What is Allianz Trade?

Allianz Trade is the trade credit insurance specialist within Allianz Group. We help businesses protect accounts receivable from customer non-payment due to insolvency, bankruptcy, or protracted default. Our solutions support cash flow stability, balance sheet protection, and informed growth decisions. In the US and globally, we combine local underwriting expertise with the financial strength of one of the world’s leading insurers.

Is Allianz Trade the same as Euler Hermes?

Yes. Allianz Trade is the global brand name of Euler Hermes. While the name has changed, our underwriting expertise, global network, and backing by Allianz Group remain the same.

Why choose Allianz Trade over other credit insurers?

Executives choose Allianz Trade for financial strength, global scale, and disciplined risk underwriting. As part of Allianz Group, we provide stability through economic cycles, supported by proprietary credit risk data and economic research. Our approach helps companies manage customer concentration, reduce earnings volatility, and make confident credit decisions that support sustainable growth.

When does it make sense to work with Allianz Trade?

It typically makes sense when a company extends open terms, has exposure to large or concentrated buyers, is entering new markets, or wants to protect margins from unexpected bad debt losses. Trade credit insurance is often evaluated during periods of rapid growth, economic uncertainty, or when leadership is focused on strengthening working capital and risk management.

What is Allianz Trade Online?

Allianz Trade Online is our secure digital platform for managing trade credit insurance policies. Clients can request credit limits, monitor buyer risk, report overdue invoices, file claims, and access portfolio insights in real time. The platform is designed to support faster decision-making and greater transparency across receivables risk.

Does Allianz Trade work with Brokers?

Yes. We partner with commercial insurance brokers and specialty advisors across the United States. Our team works closely with brokers to deliver tailored receivables protection solutions backed by underwriting expertise and responsive service.

What is Trade Credit Insurance?

Trade credit insurance protects a company’s accounts receivable against losses from customer insolvency or protracted default. By insuring receivables, businesses can reduce bad debt risk, stabilize cash flow, and potentially improve borrowing capacity. It is a strategic risk management tool that supports stronger financial performance and capital efficiency.

Our History

For generations we’ve drawn on our financial strength to support global trade and economic development, continuously looking for new and innovative ways to enable our customers’ growth and confidence in tomorrow.

The origins

Our origin dates back from the creation of SFAC in France in 1927. During the following decades, SFAC prospered and started progressively to expand by acquiring COBAC in 1993 – a Belgian company created in 1929 – and Trade Indemnity in 1996 – a UK company created in 1918.

It allowed SFAC to become the world’s leader in trade credit insurance.

Settling as the world’s leader

In 1998, SFAC continued expanding by acquiring in ACI – created in the US back in 1883 – and SIAC – an Italian company created in 1927. The same year, Allianz bought AGF, shareholder of SFAC. SFAC became Euler-SFAC.

In 2000, Euler got listed on the Paris Stock Exchange and then acquired Hermes in 2002, the world’s fourth trade credit insurer.

Becoming Euler Hermes

In 2003, the Group and all its subsidiaries adopted the name Euler Hermes, before continuing to expand in Asia Pacific, Middle East and Latin America, but also in Europe by raising stake to COSEC, the market leader in Portugal to 50% in 2007.

In 2008, we created World Agency, a dedicated global entity working specifically for multinationals.

A strong expansion

Between 2010 and 2014, we concluded a global distribution partnership with HSBC, BPI and BNP Paribas. Together with MAPFRE, we created a joint venture in Spain, Solunion, which quickly expanded to Latin America, and increased it interest equity in ICIC – the Israeli credit insurance specialist – to 50%.

Becoming more digital

In 2015, we created the Digital Agency, an internal innovation “laboratory”, and concluded new partnerships the following year: with Moody’s as well as with Unicredit to provide tailored rating services to European SMEs. In 2016, we also created a new joint venture, China Pacific Property Insurance Company (CPPIC).

Acquisition by Allianz

In 2018, Allianz Group successfully completed the acquisition of Euler Hermes’s outstanding shares. Euler Hermes Group is now fully owned by the Allianz Group and is continuously investing to reinvent trade finance.

Becoming Allianz Trade

On March 28th 2022, Euler Hermes changed its brand name to Allianz Trade. The new Allianz Trade brand name maintains our heritage, market acumen and tradition of excellence we are known for around the world.

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Your partner for trade risk insights and cash flow protection

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