Tackling the skills shift through future-focused learning & development

June 24, 2025

Today’s employers expect 39% of core skills to change by 2030, according to a survey by the World Economic Forum.  However, a lack of time, resources and support often stand in the way of upskilling. And with the introduction of new technology, evolving business models and a shifting global economy, the competencies needed today may not be sufficient tomorrow. 

In this context, employees can benefit from learning & development (L&D) initiatives that go beyond traditional forms of training and prioritize learning as an investment for future-oriented growth. This goes hand-in-hand with Allianz Trade’s commitment to empowering our people – and how we put it into action through a range of growth opportunities.

Training for experts, by experts

In industries like trade credit insurance, external training resources are rare. Our business relies on specialized functions and skills specific to the fast-moving B2B insurance landscape, and attuned to global trade conditions and insolvency outlook. Our internal expertise is thus our greatest L&D asset, and we’ve leveraged it by building a unique, peer-powered training model.

A core component of our L&D framework is our business and functional academies, designed to help employees excel in their roles while enabling them to explore career paths outside of their own. These academies are developed by more than 200 of our internal experts (about 4% of our global workforce), who voluntarily design and deliver training programs tailored to the needs of their colleagues. To support them, we’ve invested in AI-integrated tools that support training creation, enabling our experts to focus on pedagogy while managing the demands of their roles. Our innovative approach to learning content creation was recognized when we were finalists in Féfaur’s 2025 Digital Learning Trophy for the “content strategy” category.

We also make sure our teams are given ample time to identify and attend training. Each employee has time to dedicate to L&D every month, complemented by regular meetings with managers to discuss Personal Development Plans: learning plans that identify employees’ career aspirations and skill gaps and match them with relevant opportunities for growth.

Our path to building effective training programs

Our training programs are developed in response to operational and strategic needs voiced by our teams. For example, when our surety team members expressed a desire for their colleagues to better understand their work, we created an academy to showcase the key aspects of the field and attract internal talent.

We also maintain an open line of communication for training requests related to specific business challenges—such as when our IT team came to us to help salespeople better understand and describe technical products. We answered this request by developing training around technical tools, such as Application Programming Interfaces (APIs), for our commercial teams.

To make sure our offer always addresses teams’ current and future needs, our L&D experts regularly meet with managers to identify skill gaps. And to ensure everyone makes the most of what’s on offer and finds trainings relevant to them, we redesigned our catalogue so it’s more intuitive. We also communicate the breadth of our training offer to all employees regularly.

Upskilling for the future with targeted training programs

L&D initiatives are integral to Allianz Trade’s Shape & Scale strategy, which focuses on unlocking our full potential, leading industry transformation, fostering innovation and enriching our value proposition for our clients and partners.

One of our key initiatives is the Future Skills Festival, an annual “Learning Week” launched last year that is open to all employees. This event comprises four global conferences and region-specific sessions dedicated to developing skills for tomorrow and preparing for the future (whether in current roles or new opportunities). Topics include exploring emerging technologies, nurturing our innovation culture, agility and teamwork, and how to build resilience, empathy, and psychological safety to navigate challenges with clarity and courage. The festival saw upwards of 8,000 participants in both 2024 and 2025, meaning that with our workforce of around 5,000 many employees took part in several sessions.

We also offer our #LEAD Program with a pathway for onboarding new leaders and another for existing leaders, as well as a “Fit for Tomorrow” program for non-managers. All modules prioritize leadership essentials and dedicate 18 hours for leaders and 12 hours for non-managers to mastering focus skills such as resilience, critical thinking and radical candor, generative AI usage and workplace inclusivity. Bridging the gap between leaders and their teams, this initiative aims to equip all employees with the skills to start their tomorrow, today.

Job shadowing also enables employees to gain exposure to different roles, while mentoring offers new hires and high performers one-on-one sessions with experienced professionals. Our L&D team aligns these opportunities with workforce planning and business transformation needs, helping teams develop new skills and prepare for future challenges.

Strengthening human capabilities in the digital era

As technologies continue to advance, it’s paramount that we learn how to best incorporate them into our work activities and decision-making alongside human skills. Allianz Trade’s L&D team aims to facilitate this digital shift by promoting a culture rooted in critical thinking, curiosity, creativity and adaptability. This approach reflects our belief that future success depends not only on digital and technical skills, but also on human-centered capabilities and a willingness to learn.

Got questions?
Connect with our expert ↓ 

Elodie Hoarau

Global Head of Learning & Development
Allianz Trade

Deux hommes se tiennent sur une structure métallique en extérieur, discutant et regardant une tablette, tandis que la lumière du soleil illumine la scène en arrière-plan.

Allianz Trade is the global leader in  trade credit insurance and  credit management, offering tailored solutions to mitigate the risks associated with  bad debt, thereby ensuring the financial stability of businesses. Our products and services help companies with  risk management, cash flow management, accounts receivables protection,  Surety bonds business fraud Insurance debt collection processes and  e-commerce credit insurance ensuring the financial resilience for our client’s businesses. Our expertise in risk mitigation and finance positions us as trusted advisors, enabling businesses aspiring for global success to expand into international markets with confidence.

Our business is built on supporting relationships between people and organizations, relationships that extend across frontiers of all kinds - geographical, financial, industrial, and more. We are constantly aware that our work has an impact on the communities we serve and that we have a duty to help and support others. At Allianz Trade, we are strongly committed to fairness for all without discrimination, among our own people and in our many relationships with those outside our business.