EZ Cover | Accounts Receivable Insurance Beyond Named Customers

How does accounts receivable insurance work beyond named coverage?

EZ Cover taps into the reach of Euler Hermes’ database of more than 85 million companies to make immediate decisions based on existing grades. While named coverage provides more in-depth analysis and monitoring, EZ Cover is a great option when you need to make immediate decisions based on existing grades of U.S. and Canada-based companies.

Euler Hermes’ 1-to-10 risk ratings are reliably based on multiple sources of information and crosschecked thoroughly. Your EZ Cover endorsement will specify your limit, which determines your assigned credit limit as shown to the right.

Euler Hermes Risk Rating	Generic Description	EZ Cover Multiplier
1	Exceptional	2 times
2	Excellent	2 times
3	Strong	2 times
4	Good	2 times
5	Average	1 times
6	Watch	1 times
7	Substandard	1/2 times
8	High Risk	0 times
9	Uninsurable	0 times
10	Failed	0 times

How do the benefits of EZ Cover compare with DCL insurance?

EZ Cover is the simple and fast way to obtain accounts receivable insurance coverage for any customer not named in your Euler Hermes policy. With a straightforward endorsement and easy access through our online policy portal, EZ Cover can help you take advantage of a sales opportunity confidently with instant feedback.

Faster coverage decisions versus traditional credit procedures.

Coverage not subject to discretionary credit limit (DCL) aggregates.

Provides cost advantages compared to using traditional DCL insurance qualifiers.

Enables simple, fast, efficient claim filing.

Find out how Euler Hermes can help you

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At Euler Hermes we value your time and will try to respond to your inquiry on the same working day. Some questions may take a little longer to answer, but we aim to provide you with a response within 3 working days.