Country risks: key business risks and opportunities

We made extensive articles for 6 European countries. Click on one of the countries below to read these articles.

Then download our Country Risk Atlas 2025 using the form below. The Country Risk Atlas is based on a risk assessment model. This model is updated quarterly based on the latest economic developments and Allianz Trade's own data. It provides a comprehensive analysis and overview of the economic, political, trade and sustainability factors that affect non-payment risk trends for companies at a macro level.

• Market expansion
  Exporting provides access to new international markets, increasing sales and growth opportunities. This enables companies to diversify their sources of income and reduce their dependence on the domestic market.
• Increased competitiveness
  By being exposed to international standards and new competitors, companies improve their competitiveness. This can lead to improvements in product quality, production processes and innovation.
• Brand enhancement
  An international presence can strengthen a company's brand image. Being visible abroad confers a status of reliability and prestige, which can also boost local sales.
• Capacity optimization
  Exporting enables production capacity to be fully exploited in the event of saturation or a drop in domestic demand. This reduces unit costs and improves profitability.

• Cultural differences
  A lack of understanding of local cultures and consumer habits can lead to strategic errors, such as poor product positioning or ineffective marketing campaigns.
• Regulatory barriers
  Companies may face complex regulations, high import taxes or trade restrictions that make access to certain markets difficult.
• Additional costs
  Exporting generates costs linked to logistics, distribution, product adaptation (packaging, regulatory compliance) and the recruitment of specialists (agents, translators, lawyers).
• Financial risks
  Exchange rate fluctuations, payment delays and the risk of non-payment by foreign customers can affect the profitability of our business.
• Geopolitical instability
  Political tensions or major economic events in target countries can also disrupt business activities.

While exporting offers numerous growth opportunities, it is crucial to effectively manage the associated risks. From cultural differences and regulatory barriers to financial uncertainties and geopolitical instability, each of these factors can impact your bottom line.

With over 100 years of experience and our international representation, we understand the complexities of doing business internationally. Our trade credit insurance solutions give you the security you need to enter new markets with confidence. Protect your business from non-paying customers and minimise financial risks with our tailored solutions.

Discover how our credit insurance can strengthen your export strategy via the button below