Mid-sized multinationals : how to navigate global uncertainty?

In 2025, businesses face a challenging global landscape marked by significant economic and geopolitical risks. Ongoing tensions between major economies, trade disputes, and sanctions contribute to volatility, while inflation and currency fluctuations, climate-related risks, and cyber-security threats add to an uncertain environment.

Trade credit insurance is an important tool for all businesses, but especially for Mid-Size Multinational companies navigating these challenging global trade conditions.

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Key insights

As a mid-sized multinational, your credit insurance needs are specific and essential to your stability and growth.
Simple management with clear policies, centralized negotiation, and local support are essential.
With reliable coverage, in-depth expertise, and an AA rating, our credit insurance for medium-sized multinationals helps companies meet global challenges.

Understanding the needs of Mid-Size Multinationals

Your business is a Mid-Size Multinational if it operates internationally, has a turnover of €300 million or less, and has subsidiaries in multiple countries. You’re likely to have complex operational and financial processes and must navigate diverse regulatory environments. As a result, your trade credit insurance needs are specialized, and essential for your stability and growth.

Contract clarity and accessibility

With subsidiaries operating in various countries, your company requires clear and accessible insurance policies, with documentation correctly translated in multiple languages. While translation services are widely available, translating vital insurance documentation and contracts requires expert knowledge. Attention to detail from a specialist provider helps to ensure that your local teams fully understand the policy terms and benefits. This reduces the risk of confusion, ensuring consistent trade credit insurance protection across the business.

Centralized negotiations

While multilingual documentation helps your multinational company at the local level, managing trade credit insurance negotiations centrally, from one location, simplifies the process for your business overall. Instead of your subsidiaries handling agreements separately, with different insurers in their respective countries, a centralized approach to negotiations allows you to agree a tailored solution that combines your global strategies with local needs. This approach also lowers the administrative burden for your subsidiaries, allowing them to confidently focus on growth.

Financial stability

Operating in multiple countries comes with financial complexity. For example, Mid-Size Multinationals need multicurrency accounting systems to manage transactions across different markets, and strategies to ensure tax and regulatory compliance in each jurisdiction. Trade credit insurance plays a crucial role in securing your cash flow, protecting your payments against the risk of default or insolvency, as well as political risks.

Dedicated support

Strong and clear communication between Mid-Size Multinationals and their insurers is essential to ensure consistency of products and service delivery across countries and subsidiaries. More than just “one-size-fits-all” trade credit insurance support, multinationals typically require dedicated account management services from providers that understand both local needs and global strategies. Expert guidance in local languages could be essential for understanding contract wording, for example.

Protection you can rely on

In an increasingly unpredictable global landscape, trade credit insurance continues to play a vital role in protecting Mid-Size Multinationals from financial and global risks. Allianz Trade’s deep expertise and proven track record provides the comprehensive protection and support your Mid-Size Multinational needs to navigate economic and geopolitical instability.

Our trade credit insurance for mid-sized multinationals is specially designed for companies with a turnover of €100 million to €300 million and subsidiaries in at least two countries:

Centralized negotiations: the terms of your framework agreement are negotiated directly with your company's head office.
Clear and accessible contracts: a simplified structure with clear terms and conditions that apply across all your subsidiaries. Translations are available for your local teams.
Optimal protection for your cash flow: your company is protected against the risk of non-payment due to economic and geopolitical instability.
Tailor-made service and local support: Your credit insurance is developed according to your needs and you benefit from local support for each of your subsidiaries.

Secure your cash flow and strengthen your global operations

By combining centralized negotiation, dedicated local support, and clear and accessible terms, our Mid-Size Multinational solution empowers your growing global business to manage risk effectively, and grow confidently.

Discover our solutions for Multinationals