Allianz Trade Grade Check
Access our risk grades for your customers, prospects, and suppliers.
What is Grade Check?
Grade Check benefits for your business
Monitor your
supply chain
Use our grading as a risk indicator in the maintenance and management of a reliable supply chain.
Track your clients’ financial health
Receive an early warning of any credit risks within your customer portfolio; supporting your decisions and optimising credit control.
Target the right
prospects
Our grades offer valuable insight on your prospects to help you avoid unnecessary credit risk.
How does it work?
- Subscribe to receive the domestic and international company grades you need. This can be on a pay-as-you-go basis, or as part of a package for your business.
- Select companies online via Allianz Trade Online or API. Upload or search for businesses and access your partners current and past grade.
- Review and monitor your partners grades for 12 months. This can then help you make strategic business decisions with confidence, knowing you’ll be notified if there’s any change.
Our grades explained
- Large and exceptional companies: These companies demonstrate exceptional credit quality, strong financial performance, and fulfil all necessary requirements. They are often industry leaders with robust financial metrics.
- Large and strong companies: Like the first category, these companies have strong credit quality, meet all requirements, and are considered very reliable.
- Good companies of any size: These companies are generally in good standing, though there may be some adverse information, it is limited. They maintain a stable financial position throughout the cycle
- Above average companies of any size: These companies show a positive outlook and resilience. While there may be some adverse information, it is limited and does not significantly impact their overall performance which are considered as above average.
- Average companies of any size: These companies are stable and meet average standards in terms of credit quality or financial performance.
- Substandard performance and/or financial flexibility: Companies in this category may struggle with performance and have limited financial flexibility. They may be at risk of facing financial difficulties.
- Companies showing the first signs of distress: These companies are beginning to show signs of financial distress, which could lead to more significant issues if not addressed. Limited financial transparency or adverse information received.
- Companies in distress: These companies are actively experiencing financial distress and are at risk of default or bankruptcy if conditions do not improve.
- Very high risk of default: Companies in this category are at a very high risk of defaulting on their obligations. They face severe financial challenges.
- Failed companies: These companies have already defaulted or are in the process of liquidation or bankruptcy.
Want to know more?
Request a call back
Complete the form for a no-obligation Grade Check consultation.
Alternatively, call us Mon-Fri, 09:00–17:00 on 0800 056 5452.
Why Trade Credit Insurance from Allianz Trade?
DEDICATION
70,000+
Clients worldwide
Clients worldwide
INSIGHTS
83 Million
Businesses monitored in 160 countries
Businesses monitored in 160 countries
ASSURANCE
AA Rating
by Standard & Poor's
by Standard & Poor's
, 05/03/2025
, 05/03/2025