Slow payers
Unsure whether to continue offering credit to less reliable customers? Whether they pay late or become insolvent, we step in.
Trade Credit Insurance for small businesses
Protect your small business and ensure steady growth.
It pays to be covered
Our trade credit insurance for small businesses helps you evaluate the creditworthiness of new and existing customers. With our credit analyst teams monitoring millions of companies worldwide, you get the insight needed to make informed decisions.
Unsure whether to continue offering credit to less reliable customers? Whether they pay late or become insolvent, we step in.
New customers
Attract new customers with competitive credit terms by better understanding the risk and securing each transaction.
Large orders
Grow your business by accepting large orders without the risk of bad debts crippling your business.
How does Trade Credit Insurance work?
Trade Credit Insurance is tailored to the needs of your business, informing daily credit management decisions as you trade with new and existing customers.
Customer health check
We analyse the creditworthiness and financial stability of your customers.
Credit limit calculated
Each customer has a limit which is the maximum amount we will indemnify if that customer fails to pay.
Business as usual
You trade with your existing customers as you wish, with the risk covered up to the limit.
Trading limit updates
We keep you informed of adjustments to limits as they may be raised or reduced when conditions change.
Business building
You check the creditworthiness of potential new customers. We confirm agreement or explain if your request is declined.
Making a claim
You tell us if a customer fails to pay, we investigate, then indemnify you for the insured amount if policy terms have been met.
Watch how trade credit insurance can help you
Our Trade Credit Insurance enables you to offer B2B credit terms with confidence by insuring your trade receivables.
So if a customer fails to pay, whether it’s due to insolvency, refusal or an inability to pay under the terms of the contract, a Trade Credit Insurance policy indemnifies your losses.
Trade Credit Insurance also informs your credit risk decisions through powerful insight on who to extend credit to and what limits to offer.
Benefits of Trade Credit Insurance
Trade credit insurance supports your business growth by providing the insight and confidence needed to offer favourable credit terms to your customers
- Ensure steady cash flow
Protect your cash flow with a policy that quickly replaces money lost through bad debt - Gain a competitive edge
Safely extend flexible credit terms to your customers, even when your competitors can’t. - Mitigate risks
Shield your business from unforeseen commercial and economic risks which lead to payment issues. - Enhance growth and profitability
We’ve got the data so you can confidently expand your customer base with less risk. - Improve financing options
Leverage insured accounts receivable to secure better financing terms. - Gain local expertise
Benefit from our local presence and expertise, ensuring you're well-informed about market conditions.
How much does trade credit insurance cost small businesses?
Request a call-back
If you’re interested in finding out more about our policies, complete this form and one of our experts will call you back on the same working day, if possible.
Alternatively, call us Mon-Fri, 09:00-17:00 on 0800 056 5452
Trade credit insurance: Providing the crucial peace of mind needed to succeed
In this example, Trade Credit Insurance helped protect a business against bad debts, and revolutionised their decision-making process by providing reliable data, empowering the company to confidently pursue growth opportunities.
Why work with us?
DEDICATION
75,000+
Clients of all sizes worldwide
Clients of all sizes worldwide
INSIGHTS
289 million
Businesses accessible through our risk grading
Businesses accessible through our risk grading
ASSURANCE
AA Rating
By Standard & Poor's
By Standard & Poor's
Rated by our clients
We gather feedback from hundreds of customers each year, and share it all on our website and with eKomi, for independent third party review.
Imagine what we can achieve together
Our experts are available to discuss your needs during normal business hours, 09:00 –17:00.
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